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State Bank of Travancore

The State Bank of Tranvancore or SBT is now one of the most popular nationalized banks in India. Travancore Bank was the forerunner of the SBT before its formation in the year 1945.

Except for offering normal bank business, it was in also charge of foreign exchange and government treasury operations and services.

In 1960, Travancore Bank became a sister-bank to the nationalized State Bank of India, and also joined other banks in the SBG (State Bank Group).

This was under the Banks Act of 1959, under the special bill of India’s Parliament. State Bank of Travancore still provides the best service to the big clientele it has since it was established 60 years ago.

The Bank prides in using world the best technology with its use and execution of 100 percent CBS (that is, Core Banking Solution). An all around the clock working hours exchange office of Travancore Bank is situated in Calicut. However there are 8am to 8pm branches that are located in Trivandrum, Ernakulam and Chennai.

Except for commercial banking, State Bank of Travancore has remained active development of social activities through offering loans to the more in need sectors of the economy and t special schemes declared by the Indian Government.

The bank has given loans of over 40% to the intended segments. Travancore Bank has a big role in development in the country in industries such as agriculture, small scale industry, as well as small business. Most of SBT branches are found in rural parts of India and it has been meeting farmers’ needs.

The bank has a national outreach in the country, with a network comprising of 712 branches that are spread all over the nation. From these branches, 580 are found in Kerala. Travancore Bank prides in providing access to funds easily to its clients through the banks ATM network of 389 all over the country and having the largest network of ATMs in its area. SBT started issuing debit cards that work with Cirrus and Maestro. This was done in collaboration with the State Bank Group,

Products and Services Offered
The bank offers various products and services within its network and branches, such as personal banking, business banking, social banking and other services which include NRI services, Demat Services, Insurance, Credit Card, E-payment of taxes and duties, Debit Card, Custodial Services, and Pilgrim Service Center.

The bank has remained a leading bank in India since its inception.

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