Credit Cards India
Credit Cards India
Credit cards have become the lifeline for an individual and
for the economy of the country on a whole. With the booming
Indian economy credit cards are playing a very crucial role
in money matters. May it be the payment for a shopping or
the need of instant cash, credit cards in India are catering
to all the requirements for its customers.
With the cut throat competition in the market and awareness
of the customers, Indian credit cards companies are coming
up with limitless options for its customers. All the credit
cards in India are so uniquely tailor made to meet the complete
set of criteria of what a customer wants from its credit cards.
Best Credit Cards
The major banks and financial institutions that offer
very well planned customer oriented credit cards are:
1. Royal Bank of Scotland.
2. ICICI Bank.
4. HDFC Bank.
5. SBI Bank.
6. HSBC Bank.
7. Bank of Baroda.
8. Canara Bank.
9. Standard Chartered Bank.
10. Axis Bank.
These banks have come up with credit cards devised for various
purposes such as some credit cards are solely designed for
regular shoppers who shop at big retail outlets across India.
Others are designed to cater the travel requirements of frequent
For a foodie person you can get the credit cards exclusively
made for a particular restaurants or cafes. Other than these
you are sure to get unbeatable offers on your regular credit
cards. Most of the credit cards have luring vouchers and gifts
attached with their plans. The Indian credit cards are always
designed keeping in mind the saving schemes for its customers.
Some credit cards even come free for life time while others
will have the additional credit card free schemes.
Credit Card Limits: Credit card limit in India varies on
the card you select and the bank which is offering the card.
Citibank offers you very good credit card limit so that you
can live life your style. On HDFC credit card, the additional
credit card also enjoys the same credit limit as the main
one. ICICI bank gives you the facility to select your own
credit card limit in India. Due to unforeseen circumstances,
the credit card companies can even cut down your credit card
Thus we see that Indian credit cards market is emerging as
a potential market which is further enhancing the Indian economy.
Tips for buying credit card -
1 - Make sure that the bank offering credit cards in india, is a reputed
bank and has got good customer reviews about the products
2 - Do not just agree on all the terms & conditions unless
you are aware of them all and also make sure that all the
terms have been explaned toyou buy the executive before signing
the credit crd appication form.
3 - You must not provide any of the identity proof to the
executive unless you are agree to the credit card terms and
satisfied with the card features and bank credit card policy.
4 - Make sure to register your mobile number and email id
for each transaction done in your credit card account.
5 - Also make sure that there is no addon card applied at
the time of application if not required.